Disclaimers

These Legal & Other Disclaimers (the “disclaimers”) are valid as of January 1, 2025. The disclaimers are subject to change at any time and in any way, and Financial Joel / SD Money Coach (“we,” “us,” “the company”) recommends that you check this policy from time to time at your discretion. This policy should be read and understood along with our Privacy Policy and Website Terms & Conditions.

Disclaimers

Legal Disclaimer: The coaching and other programs are content provided on this site or accessed through this site or by any person affiliated with Financial Joel / SD Money Coach are not to be used as a substitute for professional advice by legal, mental, medical or other qualified professionals and will seek independent professional guidance for such matters. If Client is currently under the care of a mental health professional, Coach will recommend that Client inform the mental health care provider.

NONE none of his actions of any type or sort as Financial Joel are or shall be deemed to be in any way related to the practice of law; nothing said, written, provided, or otherwise offered by Joel or any person affiliated with Financial Joel / SD Money Coach, unless otherwise and explicitly noted in writing, says or implies, or should be construed as saying or implying, anything to the contrary. Nothing said, written, provided, or offered by Joel or any person affiliated with Financial Joel / SD Money Coach, unless otherwise and explicitly noted in writing, should be construed as tax or other legal advice of any sort. No attorney-client relationship is created or should be construed to be created by anything this website, Joel, or Financial Joel / SD Money Coach or anyone affiliated with Financial Joel / SD Money Coach says or does. Financial Joel / SD Money Coach, and all other persons affiliated with Financial Joel / SD Money Coach shall have no legal liability for any actions client does or does not take in response to or reliance on any perceived tax or other legal advice of any sort.

Financial Joel / SD Money Coach reserve their right to the fullest extent of the law to defend themselves against any and all claims of any and all types related to legal advice, an attorney-client relationship, or any other similar or related claims. By using and accessing this website, including but not limited to its content, programs, and services, as well as any and all off-website interactions with Financial Joel / SD Money Coach, and anyone affiliated with Financial Joel / SD Money Coach: you (the “user”), and anyone with whom you might share or communicate any related information, hereby to the fullest extent of the law waive your right to file or otherwise pursue any other claims related to legal work, legal advice, the authorized or unauthorized practice of law, and all similar claims, as regards your use of this website, www.sdmoneycoach.com (the “website”), any other websites owned by Financial Joel / SD Money Coach that may from time to time redirect to this website, and/or any of the services affiliated with this website, Financial Joel / SD Money Coach, or anyone else affiliated with any of those.

Other General/Results Disclaimer: Financial Joel / SD Money Coach and its affiliated persons (“we”) does not make any guarantees, and shall not be in any way bound by anything read or understood as a guarantee, as a result of using our website and its content, our coaching services, or any other interaction with Financial Joel / SD Money Coach and/or persons affiliated with Financial Joel / SD Money Coach, including but not limited to Joel. All content provided by Financial Joel / SD Money Coach, whether on social media, the website, through program, at workshops or webinars, via coaching, or in any other setting, consists solely of the opinions of Financial Joel / SD Money Coach and/or the particular persons noted or leading the event. All information provided is for entertainment or educational purposes only, and we do warrant any particular, specific, or general results out of accessing and using our content and services of whatever type.

By using our website and/or services, you (the user), agree that you understand and accept that Financial Joel / SD Money Coach makes no guarantees as to results from the use of our products or services. All such claims shall equally apply to our sponsors and affiliates regarding any actions you may take or content or services you may access through or via any interactions with Financial Joel / SD Money Coach and any associated persons. By using our website and/or services, you (the user), agree that you understand and accept that individual results may vary based on a wide variety of factors, and that your results and outcomes are in no way, legally or otherwise, the fault responsibility of Financial Joel / SD Money Coach and any associated persons; that you (the user) assume all risks in using the website or other services provided by Financial Joel / SD Money Coach; and that you (the user) agree to hold harmless Financial Joel / SD Money Coach and any associated persons for any successes or failures you achieve that you may think or perceive to be related to or caused by any of the content on our website, in our programs, workshops, webinars, or other settings, or via any coaching or other services provided by Financial Joel / SD Money Coach and any associated persons.

Any information you provide is for informational and educational purposes only.

Any information you provide does not constitute professional advice.

It does not replace or substitute any professional services.

The descriptions of your coaching services and outcomes on any platform are intended to convey the general nature of your services and the potential outcomes.

I do not guarantee the outcomes or content of your coaching services.

I have the right to change or modify the content and structure of your coaching services.